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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from a Highland Park, Park Cities, University Park and Dallas, Texas NUMBER1EXPERT(S) Top Selling real estate agent(s). Contact Nathan Kaul today!

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School Reports in Highland Park, Park Cities, University Park and Dallas, Texas
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Real Estate Tips
Financing Your Home >Convertible ARMs

Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.

Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.

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Real Estate Trivia
Q 
Where can you find the world's largest residential palace?

A 
The Istana Nurul Iman, palace of the Sultan of Brunei, includes 2,152,782 square feet, 1,788 rooms, 257 bathrooms and a 110-car garage.
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Nathan Kaul, REALTOR®, real estate agent and broker for Highland Park, Park Cities, University Park and Dallas, Texas home listings, property and land for sale - NUMBER1EXPERT

Nathan Kaul
Keller Williams Elite

8201 Preston Rd. Suite 265
Dallas, TX 75225
469-774-0693
Fax: 214-239-2802
nathankaul@NUMBER1EXPERT.com


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